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How Much House Can You Afford?

  • Annual Income
  • Monthly Debt (Car payments, credit cards, student loan payment etc.)
  • Cash in hand for down payment
  • Property tax rate (1% = \$1000/yr for 100K house)
  • Home Insurance rate (0.5% = \$500/yr for 100K house)
  • Interest Rate (%)
  • Length of Loan (years)

    To perform sensitivity analyses, replace individual values and re-calculate. To enter a new value:
    1. place your mouse pointer on the value you wish to change.
    2. double click
    3. enter a new value.
    Press if you wish to remove all values from the form.

    • Simple Loan Payment Calculator

    Enter the values and I will tell you the payment. The loan can be a mortgage, car loan, or any other simple interest amortization over a fixed time with fixed monthly payments.

    Principal
    Interest
    Number of Years:

    To perform sensitivity analyses, replace individual values and re-calculate. To enter a new value:
    1. place your mouse pointer on the value you wish to change.
    2. double click
    3. enter a new value.
    Press if you wish to remove all values from the form.
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